If you can open new bank accounts you can skip this step. This is only for people who need to be removed from chex and early warning. by sending us your report/login we assume and you agree that there is information that should be disputed from these services due to fraud.

Funding Club – Phase Two Update

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You are now entering Phase Two of the Funding Club process: Credit Repair.

During this stage, our team will be working on improving and optimizing your credit profile. This process typically takes 1–3 months depending on the condition of your credit report and how the bureaus respond.

After the credit repair stage is complete, the next phases will be:

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Phase Three – Credit Increase Phase

This stage focuses on increasing available credit limits and strengthening your credit profile for funding approvals. This phase generally takes about 1 month.

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Phase Four – Income Verification Phase

During this stage we prepare and verify the financial information needed for lenders. This process typically takes 1–2 months.

Because each client’s credit profile and lender response times are different, timelines can vary. Patience is important while our team completes each step properly.

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If you have any questions regarding your account or progress, please text our support line:

📞 313-689-9275

Do not call unless it is a emergency. 

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Funding Club – Phase Three Preparation Notice

As you approach Phase Three of the Funding Club program, you must have the required bank accounts opened and ready before this phase begins.

Our team will be assisting with opening these accounts for you. If you are unsure which bank accounts need to be opened, please text our support line at 313-689-9275 and let us know that you need assistance with the Phase Three bank setup.

Bank Account Requirements

• Certain accounts will require a minimum opening deposit.

• If you are unable to afford the deposit, you may request assistance by contacting support.

• Our team will guide you through the process and ensure the accounts are opened properly.

Card Verification Requirement

Once the bank accounts are opened and you receive the debit card in the mail, you must send a clear picture of the front and card to our team for verification. after which you will be given a link for the for phase 3 portal

Important – Income Verification Activity

During Phase Three, funds will be moving in and out of these accounts as part of the income verification process required for funding approvals.

You must follow these rules strictly:

• Do not spend or withdraw any of the money.

• Do not use the account for personal purchases.

• Do not transfer funds out unless instructed by the team.

Any unauthorized use of the funds will result in immediate removal from the program, and you will become liable for the full amount involved.

Following these instructions ensures the process runs smoothly and keeps you eligible for the funding stages ahead.

For any questions or assistance, contact support:

📞 313-689-9275

Thank you for your patience and for being part of the Funding Club.